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How To Decide Whether To File Chapter 13 Bankruptcy

Chapter 13 bankruptcy is a process that's commonly used by individuals to restructure their debts. This means they typically hold onto their assets, but their creditors will likely take a reduced amount of what's owed. For example, you might ask the court to impose a 20% cut on your creditors. The net effect would be that you'd enter into a payment plan that would honor 80% of the original debts, and then the judge would discharge the remaining 20% once the plan was completed. Read More 

Important Finance-Related Matters Future Divorcees Should Address Before Divorce

Divorce is a dreaded word for most married individuals. However, unforeseeable circumstances can negatively impact relationships. There might be a desire to prevent marriages from ending in divorce. That usually involves both parties' willingness to get involved in the process of "saving the marriage." Counseling and other interventions may not produce the desired effects eventually leading to one or both individuals wanting to end the marriage.  Divorces can be complex even if couples do not have a lot of assets. Read More 

What To Know About The Unique Circumstances Of A Pedestrian Car Accident

While many people are familiar with the laws that surround car accidents when one vehicle hits another, it is quite different when a vehicle hits a pedestrian. Here are a few key things you need to know about this type of car accident care. When Do Pedestrian Accidents Typically Happen? It is more common for pedestrian accidents to happen these days because drivers are more distracted than ever. When a pedestrian is sharing space with pedestrians, there is always a possibility that a pedestrian accident can happen. Read More 

Don’t Rely on a Will to Capture Your Estate

When somebody dies, the family may turn to a will to make decisions for this individual. Unfortunately, a will is not necessarily enough. The truth is that planning one's estate requires more than a will. These are just a few of the reasons why you should consult with an estate planning professional rather than trying to do everything through a will. 1. Wills Mean Your Case Enters Probate Many people want to leave the courts out of their estate as much as possible. Read More 

3 Things To Know Before You Hire A Divorce Attorney

You can only learn so much about divorce law online. Having the right attorney by your side during this uncertain and stressful time can make a major difference in your personal experience and the case outcome. Before you hire an attorney, here's what you need to know to help guide your search. Your Personalities Should Mesh You need to be able to work with your attorney for three months or more. Read More